Almost every bank customer is eligible for Islami Bank Credit Card. Currently, the main means of fulfilling people's dreams is credit card because through this credit card people can easily take loans and fulfill their dreams. A credit card is a card issued by a financial institution.Made of plastic or metal, this card can be used to borrow money for shopping or other services. However, anyone cannot take a credit card from a bank. The bank will grant you a credit card only if you show proof that you are financially sound. That is, a credit card can be obtained only if you can prove certain qualifications. So let's take a look at the eligibility criteria for getting an Islami Bank Credit Card below.
Eligibility for Islami Bank Credit Card
You must be eligible to get an Islami Bank Credit Card. But if you are a businessman, or if you do any government service, then you can get a credit card very easily. However, this credit card has different rules for businessmen and for job seekers and for professionals as shown below.
Eligibility or rules for getting Islamic Bank credit card for businessmen
Two copies of the photo.
Transaction validity of your bank account should be 1 year.
A transaction of about 10 lakh rupees should be seen in a year.
NEligibility or rules for getting Islamic Bank credit card for professionals
If you are working in any company then a certificate from that company is required.
Two copies of color photos.
NID card.
Electricity bill or gas bill reference must be required.
Rules for getting Islamic Bank Credit Card for employees
Two copies of the photo.
6 months bank statement should be seen.
Salary amount should be more than 30 thousand rupees per month.
The employment period should be more than 6 months minimum.
Tin certificate will be required.
National ID card will be required.
Any relative reference will be required.
If you are an employee then you can easily get Islami Bank credit card using the above documents.
What is a credit card
A credit card is currently a card that is given to all bank customers at one place and in exchange for a specific account. This is a very popular medium almost all types of banks provide this credit card to their customers. But you can make any bill payment very easily through this credit card. Also, you can take loan from the bank very quickly and you can shop very easily through your credit card in the online world.
How to make a credit card
Credit card is such a function that you will have certain money deposited in the card from the bank. And you will spend that money as you need, but later that money will be slowly deducted from your bank account again. So let's see below how to make this credit card.
First of all, you have to open an account in any bank to make a credit card.
You have to keep a certain amount of money in the bank account.
If the bank account is valid for six months, you will directly contact the bank manager and tell the manager I want a credit card, then the manager will tell you the process.
If you are eligible to get visa card then you will be given visa card.
Credit card usage rules
Nowadays, the demand for credit card is increasing day by day and through this credit card you can do shopping in a moment or you can do your necessary work because every credit card has some money deposited in advance by the bank.
However, there are some rules for using this credit card, I am presenting them below.
First of all, you have to fulfill various criteria of the bank to get a credit card. But yes after getting credit card you can use very little money first. Then if the bank understands that you are using it properly, then the bank will allow you to use a large amount of money.But if you over limit or if you spend more than your fixed amount then you have to pay additional amount of tax. But use it knowingly and knowing how much limit you have on your credit card.
Benefits of using credit cards
You will get some cashback points on top of the amount you spend on the credit card. You don't have to pay all the money at once when buying any product or thing, you can pay every month.You will get cashback while booking hotel or plane ticket.Credit card is very secret one thing no one can easily withdraw money from credit card. You can borrow money with a very small amount of interest through a credit card.
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